What Is MedicareCostCalc.org?
MedicareCostCalc.org is a free, independent Medicare cost estimator. We are not affiliated with Medicare, the Centers for Medicare and Medicaid Services (CMS), or any insurance company. We do not sell insurance or receive commissions.
Data Sources
Premium data is sourced from the CMS official 2026 Medicare Parts A and B Premiums and Deductibles announcement (November 14, 2025). IRMAA brackets are from the same CMS announcement, confirmed against Kiplinger and The Finance Buff analyses. All data is updated annually following CMS announcements.
Disclaimer
This calculator provides estimates only. Verify your specific premium with Medicare.gov or your Social Security statement. This is not insurance advice.